Civil servant (LPPSA)
Public-sector staff
RM574,247
Fixed for the full term · 100%, no deposit
On RM4,000 a month — do you fit Rumah Selangorku?
Your RM4,000 salary is within Rumah Selangorku's stated individual income range (~RM10,000). That's one criterion — confirm full eligibility with Selangor Housing & Property Board.
See the homes that fitYour financing paths
Self-employed / gig (SJKP)
No fixed payslip — freelance, own business
RM289,259
Govt-guaranteed loan · no deposit
First-time buyer (SRP)
Buying your first home, salaried (household ≤ RM10k)
RM289,259
100–110% · covers deposit + fees
◆ First home ≤ RM500,000: stamp duty fully waived (SPA before 31 Dec 2027).
Figures are estimates by salary, age 30, 100% margin. Actual eligibility is decided by the bank or agency.
What is Rumah Selangorku?
Selangor's affordable-home scheme for Selangor residents.
Malaysians 18+, resident in Selangor, with no existing Selangor property. Income typically up to RM10,000 (individual) or RM14,500 (household) — confirm the current figures with the Selangor housing board.
Rumah Selangorku homes within your budget
Frequently asked
What is LPPSA?
The public-sector housing financing board — home financing for civil servants, fixed for the full term, up to 100% with no deposit.
What's the minimum salary to qualify?
There's no fixed minimum — the amount depends on basic salary, fixed allowance and the debt-service ratio (DSR).
Do I need a deposit?
No. LPPSA finances up to 100% of the price for eligible civil servants.